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Thursday, December 01, 2005

Prescriptions: The Price Is Right

Prescription drugs are expensive enough. Here is an excellent article on how to save some bucks.

By: Amy Allen Clark
"Prescription medication is an expense that many families cannot afford. If you do not have an insurance plan that will cover your prescriptions and are a low-income family, then you are not alone. Fortunately, there are programs available to assist you with your medications, but finding them can be a struggle. Here are a few options that could help to afford medicines:

Communicate With Your Doctor:
If you are without prescription coverage your doctor can truly be your greatest alley and can help you in a variety of ways.
If your doctor starts you on a new prescription drug, there are a series of questions you can ask to make sure you get the best deal.
Begin by asking your doctor if he has any free samples you can have, to try the medication. Explain your insurance situation and see if your doctor will offer you the medication for free. If your doctor does not have any samples for you to take home, ask him if he could call the drug representative from that company to send some samples to you. These drug representatives stop in regularly to restock their supply and are happy to get more clients under their belt. This can be a win-win situation for all the parties involved.
If samples are unavailable, ask your doctor if you can have a "trial prescription," so you can buy fewer of the tablets at first. This can be a good way to find out if a medication will work for you and also to see if you can tolerate any nasty side effects. If the drug does not work for you, you will not have invested in a month's supply that you will be unable to use.
There are also specific questions that you can ask about the medications you are taking. For example, ask your doctor if there is a generic equivalent to the medication you are taking because you are exploring less expensive alternatives. If there are no generic equivalents to this medication, you can also ask about over-the-counter (OTC) medications.
Sometimes, there are OTC medications you can take that will achieve the same results as the actual prescription drug.
Another question you can ask is if you could buy a double dosage of the medication, in pill form, and split the tablets in half for your regular dosage. There are many prescriptions you can purchase that can easily be halved. This can result in a fifty-percent savings on your medication.
Your doctor may also know about specific aid from the drug manufacturer. Many prescription companies have programs to give medications to patients who have no way to pay for their prescription drugs. Programs vary from manufacturer to manufacturer, but all require your doctor to submit the application for you. Explore this route with your doctor and see what the company requirements are and if this type of aid is available to you and your family.
Finally, check in yearly with your doctor to see if cheaper versions of your medications have become available. Many of us review our bills and insurance policies yearly, so add this to your agenda and you may reap the rewards of a few dollars saved.

Buy Online:
Online stores can offer a lot of savings for their customers, particularly Canadian pharmacies where drug prices are much cheaper (savings of up to half on many prescriptions). Whether you buy American or not, you must make sure that you research the company well to ensure that the company is not a fake.
Examples of things to look for are a toll free number, real operators who answer their phone, a physical company address, and a secure website to do your shopping. You will also want to make sure the pharmacy is approved by the organization that governs the state/country where the pharmacy is located.

State Assistance:
Make sure to investigate what your state offers in assisting with the cost of your prescription drugs. These programs are typically available to the elderly, disabled, and low-income families. You can obtain information about these programs through your state's website or by calling the office of your state senator or representative.

Additional Resources:
These are a few sites that you can check for additional information, for free, on medical assistance programs:

  • Needy Meds (http://www.needymeds.com/) is designed to provide information about patient assistance programs which provide no cost prescription medications to eligible participants.
  • Rx Outreach (http://www.rxassist.org/) is a new Patient Assistance Program developed by Express Scripts Specialty Distribution Services, Inc. (ESSDS). The program provides qualified low-income individuals and families with access to generic versions of brand name medications.
  • Partnership for Prescription Assistance (http://www.pparx.org/) brings together America's pharmaceutical companies, doctors, other health care providers, patient advocacy organizations and community groups to help qualifying patients who lack prescription coverage get the medicines they need through the public or private program that's right for them. Many will get them free or nearly free. Its mission is to increase awareness of patient assistance programs and boost enrollment of those who are eligible.
  • Together Rx Access (http://www.togetherrxaccess.com/) is a card that has been created to help qualified individuals and families without prescription drug coverage to save on brand- name prescription drugs and other prescription products, as well as save on a wide range of generic drugs. This card is available to those who are ineligible for Medicare, have no prescription drug coverage (public or private), and families who meet certain income requirements. This program is only available to legal US residents."

And don't be afraid to ask your doctor, the drug company, or your pharmacy about assistance programs. There are great savings in asking and exploring for cheaper alternatives. May these "two cents" worth of info save you many dollars:-)

Malachi 4:2
But to you who fear My name The Sun of Righteousness shall arise With healing in His wings; And you shall go out And grow fat like stall-fed calves.

10 Comments:

Blogger Abraham Lincoln said...

BTW, thanks for stopping to see my blog. And our health insurance goes up $187.00 a month more than we paid last year so Pat is working part time in the local store's Deli. She was only retired a year. Oh well. http://blog.efx2.com/user/oldmanlincoln/

December 02, 2005 7:42 AM  
Blogger Corry said...

Abe:

yeah I read her post about it. It's ridiculous and I am sorry for y'all. They know we can't do without insurance and take advantage of it.

Make sure Pat comes home with all her 8 fingers and 2 thumbs! I don't like those slicers, haha.

God's Grace.

December 02, 2005 10:35 AM  
Blogger b said...

Hello Corry- You may want to check this out for your arthritis-OTC and 19.95 and WORKS!!! if you want more info or samples contact me at bpcorprofen@hotmail.com

God Bless,
Bryan

The Following information is being provided by SYA Press and Research, Inc. on a brand new over-the-counter medicated topical pain relief analgesic, called Corprofen™. We have seen exceptional improvement with Arthritic patients. This is not an analgesic derivative, it is topical medication.

Corprofen™ is a topically applied anti-inflammatory and pain-relieving cream. It is used to temporarily relieve the symptoms of osteoarthritis, rheumatoid arthritis, fibromyalgia, neck and low back strain or sprain, whiplash, muscular and joint pain,
and some types of nerve pain.

The active ingredients are 3% Menthol, 2% LIDOCAINE (local anesthetic), 1% HYDROCORTISONE (Anti-inflammatory Medication) along with a Proprietary Transdermal Carrier used to transfer medication through skin. Unlike oral non-steroidal anti-inflammatory drugs (NSAIDs), it bypasses the gastrointestinal tract and is less likely to cause stomach upset, ulcer, and bleeding.

Corprofen™ was developed to provide an effective alternative to oral or injected pain medications. Corprofen is an easy to use, portable product available over-the-counter, to help alleviate inflammation, pain, and stiffness. During pre-clinical assessments of Corprofen™, many patients who used Corprofen™ for pain management required lower doses of oral medications.

Corprofen™, in pre-clinical assessments, has been shown to quickly and effectively alleviate musculoskeletal and myofascial pain and stiffness by reducing inflammation.

A key difference between Corprofen™ and other topical pain-relieving preparations is Corprofen™ contains a combination of topical analgesic pain medication, an anti-inflammatory medication and a proprietary transdermal carrier which allows it to penetrate below the skin.

Corprofen™ has engaged SYA Press and Research, Inc. to conduct clinical research on the Corprofen™ products. The company is a recognized leader in the publication of medical research and information in a patient-friendly format.

Many facilities, including the University of Miami medical center are using Corprofen for many different cases and conditions to relieve pain. Please be sure to inform your members and patients about this brand new alternative now available.

Pharmacy locations have just recently begun to make Corprofen available to patients. We hope to expand the availability in the coming months. In the meantime I can be directly contacted, regarding any questions about the product, how to obtain samples, additional literature or research information. Please feel free to visit the following websites for more information.

www.corprofen.com
www.spineuniverse.com
http://www.syapress.com/

December 02, 2005 4:13 PM  
Blogger Corry said...

b:

Thanks for the visit and the info.

God's Grace.

December 02, 2005 4:56 PM  
Blogger Patty said...

Good Morning Corry,
Hope all is well with you and family.
Have a blessed week-end.
Patty

December 03, 2005 10:20 AM  
Blogger Corry said...

Pat:

Thanks. Long time no see:-) How are you? All is well and you have a wonderful weekend too!

God's Grace.

December 03, 2005 11:46 AM  
Blogger Hugo said...

Corry:

I take prevacid for acid reflux and have always paid $30 because of my insurance. I was shocked to learn that a one month supply costs approx. $120.

Here where I live the local Catholic charities offers a lot of help for people who need prescriptions, and we have programs for low-income families, but, but many people still have it hard.

Thanks for the info - it's something I can pass along to others!

Blessings & Peace,
Hugo

December 04, 2005 10:18 AM  
Blogger Corry said...

Hugo:

Thanks for sharing.

That is a very good work and I hope programs like that will spread, if they already haven't. Please, feel free to pass it on to anyone. I pray it may make a difference, even if it is just a small one:-)

God's Grace.

December 04, 2005 5:09 PM  
Blogger Pia said...

i couldn't share anything about this but i hope everything is well with you.

God bless.

December 05, 2005 12:03 AM  
Blogger Corry said...

Pia:

Your visit is sharing enough:-)

Hmm...how about me sharing this with you for when you get to the states (poke)!

God's Grace.

December 05, 2005 6:53 AM  

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