Help At Hand
Although those phone calls are sporadic and not intended for us, they are already annoying and I can not even begin to imagine what it must be like when you are the person in question. Being harassed constantly and/or threatened with foreclosure, garnishment, repossession, utilities being shut off, or even lawsuits, must be terrible.
Those who are going through this on a daily basis may not know that they can stop all this by filing for bankruptcy. Even if they are aware of it and have done so previously, they still may be eligible to do so again and start over.
It is always best to avoid these situations, but it can occur that your credit card debt has run up trying to pay your dues. Medical procedures for instance are often very costly, but can not always be postponed or done without. When it gets too much, a Chapter 7 Bankruptcy Lawyer Detroit MI could help out.
I hope you never encounter such a situation, but it is a reassurance knowing there is help at hand when you do!