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Thursday, September 29, 2011

Secure Your Safety

With the introduction of the computer, life certainly has changed quite a bit. Not only is it an excellent way of getting in touch very quickly with family and friends all over the world, but it also has substantially diminished the time we would usually spend shopping, making inquiries and paying bills for instance.

Especially the last is a major plus and convenience; instead of having to go all the way to the bank, or write a gazillion checks every month and mailing them in, we have the option to sit down in front of our computer and pay from all the comforts of our home by using the Internet.

Whether you use Citibank, Wells Fargo, Aurora, or another one, most banks offer online banking these days and are constantly promoting this possibility to their clients by emphasizing the ease of use, comfort and how it is cutting costs and some may even give you a bonus when signing up for online banking.

Not everyone is taking advantage of it, because of the risks involved and rightfully so. Even though the Internet has made paying our bills a lot quicker and easier, you can not ignore the fact that it also opened up a greater potential for identity theft and scams. A lot of it can be prevented by taking precautions and keeping a few things in mind.

One of those things is not clicking on the links in an email you received which appears to be from your bank. When you take a good look at the web address of those links, you will notice it is different then the bank's real Internet address. Many scammers will use this way to gather up all the information they need to clean you out and are counting on your trust and/or ignorance.

When you are not sure if the e-mail is from your bank or not, type your bank's website address in a new window and check, or call your bank, but never respond to the e-mail and give out your information!

It is just one of the many things you can do to ensure your online banking is safe and secure. For more information, hints and tips you can visit the following link and become more educated on safe online banking. I would recommend you do so, because it is always better being safe then sorry and forewarned is forearmed.

Online banking is supposed to be a pro, not a con!


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